Taxes Are Your Biggest Lifetime Expense.
Let's Build a Plan
to Lower Them.
Most high-income
Canadians overpay in taxes not because the rules don't allow for better outcomes, but because no one has built them a coordinated plan.
At
Green Private Wealth, tax planning is not a once-a-year conversation with your accountant. It is a
lifelong strategy built into every layer of your financial plan from how your income is structured today, to how your wealth transfers to the next generation.
We help professionals, business owners, and pre-retirees reduce their tax burden during their working years, minimize it in retirement, and preserve more of what they have built for the people they care about.
Get the GPW Tax Planning Guide — At No Cost
What We Do & How We Help You
Reduce Taxes During Your Working Years
We look at how your income is structured, what accounts you are contributing to, and whether there are opportunities you are currently missing. This includes RRSP and TFSA strategy, income splitting where eligible, and corporate compensation structures for business owners.
Minimize Taxes in Retirement
Retirement creates a new set of tax decisions and the wrong sequencing can cost you significantly. We build a
tax-efficient withdrawal strategy that sequences income from your RRSP, RRIF, TFSA, and non-registered accounts to keep your tax rate as low as possible throughout retirement.
Reduce or Eliminate
OAS Clawbacks
If your retirement income pushes above the OAS threshold, you could lose a meaningful portion of government benefits. We plan proactively to reduce or avoid clawbacks entirely through smart account sequencing and income management.
Corporate Structures Tax-Efficiently
For business owners and incorporated professionals, there are often significant tax advantages inside your corporation that are not being used. We help you structure compensation, manage retained earnings, and plan for the most tax-efficient use of corporate assets.
Preserve Your Wealth for the Next Generation
Estate planning and intergenerational wealth transfer come with significant tax implications. We help you structure your estate to minimize taxes on death, reduce probate, and ensure more of what you have built passes to the people you care about.
Coordinate With Your Accountant
We do not replace your accountant we work alongside them. GPW provides the investment and planning layer that turns year-end tax preparation into a proactive, year-round strategy.
How We Do It
Tax planning at GPW is not reactive. We do not wait for tax season. We build a proactive, ongoing strategy that evolves with your life.
Here is how the process works:
01
We Start With Your Full Picture
Before making any recommendations, we want to understand everything your income sources, account types, corporate structure if applicable, retirement timeline, and family situation. Tax planning done in isolation misses too much.
02
We Identify What You Are Paying That You Should Not Be
We look at where your current plan is costing you in unnecessary tax whether that is poor account sequencing, missed contribution room, inefficient corporate compensation, or estate planning gaps. Most clients are surprised by what we find.
03
We Build a Coordinated Tax Strategy
We develop a personalized plan that works across your investments, retirement income, and business structure.
Every recommendation is explained clearly so you understand the why, not just the what.
04
We Implement Alongside Your Other Planning
Tax planning does not live in a silo. We integrate your tax strategy with your investment plan, retirement income plan, and business owner plan so every part of your financial life is working together.
WHAT YOU CAN EXPECT


